My Books

RICH DAD POOR DAD

Rich Dad Poor Dad is a book by Robert Kiyosaki and Sharon Lechter. This books talk about financial independence through investing, real estate, owning businesses, and the use of finance protection tactics.

Rich Dad Poor Dad is written in the style based on Kiyosaki's life.The book highlights the different attitudes to money, work and life of two men, and how they in turn influenced key decisions in Kiyosaki's life.

Among some of the book's topics are:

-the value of financial intelligence
-that corporations spend first, then pay taxes, while individuals must pay taxes first
-that corporations are artificial entities that anyone can use, but the poor usually don't know how

According to Kiyosaki and Lechter, wealth is measured as the number of days the income from your assets will sustain you, and financial independence is achieved when your monthly income from assets exceeds your monthly expenses. Each dad had a different way of teaching his son.




Critics:
John T. Reed, an outspoken critic of Robert Kiyosaki, says, "Rich Dad, Poor Dad contains much wrong advice, much bad advice, some dangerous advice, and virtually no good advice." He also states, "Rich Dad, Poor Dad is one of the dumbest financial advice books I have ever read. It contains many factual errors and numerous extremely unlikely accounts of events that supposedly occurred."
Sources : Wikipedia


CASHFLOW QUADRANT





A large part of Kiyosaki's teachings focus on generating passive income by means of investment opportunities, such as real estate and businesses, with the ultimate goal of being able to support oneself by such investments alone. In tandem with this, Kiyosaki defines "assets" as things that generate cash inflow, such as rental properties or businesses—and "liabilities" as things that use cash, such as houses, cars, and so on. Kiyosaki also argues that financial leverage is critically important in becoming rich.

Kiyosaki stresses what he calls "financial literacy" as the means to obtaining wealth. He says that life skills are often best learned through experience and that there are important lessons not taught in school. He says that formal education is primarily for those seeking to be employees or self-employed individuals, and that this is an "Industrial Age idea." And according to Kiyosaki, in order to obtain financial freedom, one must be either a business owner or an investor, generating passive income.




*Four Quadrant*

Kiyosaki speaks often of what he calls "The Cashflow Quadrant," a conceptual tool that aims to describe how all the money in the world is earned. Depicted in a diagram, this concept entails four groupings, split with two lines (one vertical and one horizontal). In each of the four groups there is a letter representing a way in which an individual may earn income. The letters are as follows.
* E: Employee — Working for someone else.
* S: Self-employed or Small business owner — Where a person owns his own job and is his own boss.
* B: (Boss) Business owner — Where a person owns a "system" of making money, rather than a job to make money.
* I: Investor — Spending money in order to receive a larger payout in the future.


p/s: I think, this books its not about what we need 'to do' and 'to have' in order to become financially freedom, but its more about 'how to think'...which means that u need to change your mind set to differentiate between 'opinion' & 'facts ' by knowing to read 'numbers'... heee... kalau nak lebih phm what im trying to say, kena lah baca this books dulu...=)

IKEA

Both of us love shopping and eating.We go to IKEA restaurant right in the heart of their store. The IKEA restaurant as a resting place for us to indulge our taste buds with the palatable array of Swedish Dishes and their Daily Specials pon ada. And all at very appetising prices too! Masa kat IKEA 'dia' mkn Swedish meatballs (RM10.00*) The all-time favourite Swedish dish that has captured the his stomachs, and i have a try and i'll find out why....yummyyy =)




Our Moments at IKEA -----> Window shopping & Taking Photo!!! =p


Photo 1 : I Love the way --> IKEA decorate tmpt ni...=)



Photo 2 : ;) take a picture...smile...!!


Photo 3 : Swedish meatballs yumm.yum...
RM10.00 *

Another Quiz about My BF

THE BOYFRIEND SURVEY
Answer every question fast – put down your first answer.

1. What is his name? NUA
2. How old is he? 26
3. Height? DONT KNOW
4. Eye Color? BROWN
5. Hair Color? BLACK
6. Is he pretty? YUP
7. Is he cute? YUP
8. Is he funny? YUP
9. Is he unique? NO, unique yg mcm ne
10.How long have you been going out?
ABOUT 6 MONTH
======================================================================

Do you love him?
SO MUCH
Who said I love you first?
NOT SURE...dia kot
Would you steal or lie for him?
YUP,DONE ALREADY =p (damn...haha)
Would you stand up for him?
YUP
Would you protect him even if they were at fault?
YUP
If some one touched him in the wrong way what would you do?
TARIK DIA, THEN MERAJUK..=p
Do you trust him?
85 % YES 15% No (simpan utk diri sndiri hehe)
Whats your favorite thing about him?
MANJA..manja..manja. manja sgt dgn sy
Whats his favorite music?
NOT SURE..TP DIA X SKE LAGU BISING2
Would you stop doing something for them?
YUP, ofcourse..TP KALAU KEJA,SIAP KN KEJA DULU CPT2
Is he a jealous person?
HAHAHA.soalan yg ditunggu2...---> 200% YESSSS!
How often do you think of them?
24/7
Have you sang for them?
NO, malu lar (-_-")
Would you let some one or something keep you from seeing him?
NO, mcm ne nk hidup..
Does he call you every day?
YUP!SEBELUM TIDO, 2-3 HOURS ......pastu zzzz....
Do they smoke?
YUP, lg 2 3 tahun dia stop smoking...yeayy
Has he changed you?
YUP
When was the last time you saw him?
2-3 HOURS AGO
Does he go to your school or work with you?
YUP,SATU CLASS KAT UITM
Would you love him no matter what?
AS LONG AS HE LOVE ME AND WANT ME DLM HIDUP DIA =)
What would make you break up with him?
NOT GONNA HAPPEN KOT, TP KALAU KENA MENTION SATU BNDA OTHERS---> OTHERS BITCHES
Have you seen him cry?
HMM.. TEARS
Has he bitten you?
YUP, HUH....SUCH A VAMPANESE!! Hahahha =p
Does he trust you?
DONT KNOW...=(
Does he let you touch him?
YUP, mane leh x bagi....kalau xbg pon dia hanye diam kn diri...dup..dap...dup..dap...hahaha
Is he dedicated to you?
HEHE. YESS...
Is he some one you want to be with for a long time?
INDEED
Why did you choose him?
IM USING MY HEART INSTEAD OF MY HEAD TO MAKE THAT DECISION,my heart said his the one
Have you met his parents?
No..takut, xmo lagi...hee
Has he met your parents?
Yup..
Do your family like him?
Yup..=)





Love u...(^_^)